I don't see there is much advantage using a bigger disc if you don't also use a bigger pad
A bigger rotor have two advantages over a small rotor, regardless of the size of pad, which are higher braking torque (due to its increased effective radius, however effective braking torque won't be improved that much since inertia torque will be increased as well) and better heat dissipation/capacity of rotors (due to its bigger surface area).
On the contrary, a bigger pad have only one advantage over a smaller pad, which is better heat resistance on the pad side. The contact area of the pad doesn't affect the frictional force directly, since frictional force is determined by pad-rotor coefficient of kinetic friction and force applied to it (and the force is determined by your pedal input, diameter of master cylinder piston, diameter of caliper piston and the brake booster).
Also, you can't have much bigger contact area on the same sized back-plate. OE pads for Optima 2.0T may have smaller contact area, because Hyundai would have emphasized on NVH with that pad (at least compare to N pad) and adopting a tapered brake pad (thus smaller contact area) is the easiest way to achieve better NVH performance. However, it's meaningless since performance aftermarket pads built for Optima 2.0T caliper/rotor wouldn't do such thing and no one will use OE Optima pads to increase the performance.
I think you may have forgotten the fact that if the outer diameter of rotor increases, the inner diameter of rotor usually increases as well. I measured my 275N stock rotor laying around in my house, and outer radius - inner radius was measured at 61mm. I believe 250N rotors would be more or less same in this regard.