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Damaged my two week old car :(

Excession

Member
Jul 13, 2019
33
21
8
UK
Drove over something loose on the road that has opened up a 2cm gash in my tyre, scratched the paintwork on the passenger rear door and taken a small chunk out of the rear lights!!!

I can only assume it was a thick wire or something. Couldn't see anything on the road by the time I'd safely stopped...

I've a £350 excess but I am assuming by the time I've had a new tyre (£250?) etc I may as well claim on the insurance. There goes my 9 years NCD...!

Not a good journey home!!!
 

J BOB

Well-Known Member
Aug 17, 2018
374
427
63
wigan
Drove over something loose on the road that has opened up a 2cm gash in my tyre, scratched the paintwork on the passenger rear door and taken a small chunk out of the rear lights!!!

I can only assume it was a thick wire or something. Couldn't see anything on the road by the time I'd safely stopped...

I've a £350 excess but I am assuming by the time I've had a new tyre (£250?) etc I may as well claim on the insurance. There goes my 9 years NCD...!

Not a good journey home!!!
I feel Your pain! ALWAYS protect the N.C.D when it starts mounting up ;)
 
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speedking

Well-Known Member
Jan 20, 2018
1,423
1,143
113
Warrington, UK
Tyre =£150. It's the rear light lens that will cost. Any available from breakers? The excess and - NCD and potentially increased premium because you have a claim could well exceeed the repair costs. Depends how much your annual premium is as to what the increase is likely to be.
 
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Excession

Member
Jul 13, 2019
33
21
8
UK
Excess 350, premium c420. It's a fastback not sure if there'll be as many lights around.. will check it out though before I claim.